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Claims Services

During an emergency, meeting a legal requirement could get tedious. Under such demanding circumstances, consider some of these immediate steps that could ease the pressure on you, while leaving you less worried.

Before claiming insurance for your car, remember some of these important steps:
  • Inform your insurance provider about the incident immediately after its occurrence
  • In case of an accident, theft or vandalism, inform the nearest police station and get a copy of the FIR lodged
  • Keep all the documents pertaining to the incident ready for submission as proof while filing for claims
  • Revisit the terms and conditions of your policy to stay well-informed about the legal liability of your claim

For a Health Insurance Claim:
  • Inform the concerned insurance provider about the medical emergency immediately after its occurrence
  • In case of an accident, inform the nearest police station and get a copy of the FIR lodged
  • Keep all your documents pertaining to past medical history and nature of the treatment ready for submission as proof while filing for claims
  • Remember to note the terms and conditions of your policy to stay well-informed about the legal liability of your claim

The following four documents are a MUST when you file your insurance claim:
  • Statement of Claim: This document should capture a brief about the incident and your reason to claim the insurance
  • Copy of Policy Document: This is a crucial document of proof to be submitted to your insurer to get maximum support
  • ID Proof: It could be your PAN Card, driving license or any other valid document that the insurer may seek from you.
  • Copy of FIR or Police Report: This document is a testimony that the matter has been reported to the police and your claim is legible.

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